Thoughts and Opinions please

[LegalEyes]

I have wanted a small CC for a while now and the wife is on board....Im not a big ocean guy and plan to stay more twords the bay and the rivers and decided on about a 20ft -21ft.

I saw something local that was an 90ish cobia pretty bare bones but had a new Yamaha 150 with 2 years left on the warranty. I like the boat, it doesnt really have any bells and wistles but thats less to break honestly. The main thing I would need to put in, is a Bimini top but thats aout $500 for a really nice one. Besides basic supplies and the "needed" that comes with a boat.

The other option is a used boat with more extras....bait well, jump seats, ect..It would be nice, but then your more into engines that are about 10 to 15 years old and do some maintenance or some major work.

budget is 7k to 10k

either way the boat will be checked by a mechanic and surveyed to make sure they are in good shape...that will be another thread.

The first boat would be more twords the lower end of my budget...I mostly fluke but IM sure a little striped blue action would be involved...I would like to work on some weakies with a good buddy in the river as well.

PS I know its not cost effective for the boat, but its nice to have the freedom and add some family time in there.