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Thread: Buying a boat
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Old 03-18-2019, 02:39 PM
Gerry Zagorski's Avatar
Gerry Zagorski Gerry Zagorski is offline
Owner NJFishing.com
Join Date: Mar 2008
Location: Edison, NJ
Posts: 9,120
Default Re: Buying a boat

My take on this.....

Owning your own boat makes almost no financial sense at all, you are way better off chartering.. It does however give you the freedom to fish when you want and a sense of accomplishment when you put yourself on the fish, but you pay a lot for that benefit. Just do the math....

As far as financing vs purchasing.... A boat is a luxury item and it's value drops like a rock...For me since it's a luxury item if I can't afford to pay cash then I really can't afford it.

Buying used boat will save you a ton of money since someone else took the big hit on depreciation so as mentioned above, I would go used... And, since this is you first boat, if you decide your needs changed or owning a boat isn't all that it's cracked up to be you can get out of it with a lesser hit.

As far as where to dock it.... NYC area is going to be very expensive but it's an easy run to the Stripers in the early Spring....Once late spring/early summer rolls around you're better off in Point Pleasant...

Gerry Zagorski <><

Founder/Owner of NJFishing.com since 1997
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